Not all mortgages are alike. Emerald Bank offers a variety of programs with different rates and terms, so you can choose the mortgage plan that best suits your financial situation. Following are a few of our most popular Mortgage Rates.

If you don't see what you are looking for, please contact us or call us at 614.793.4631. We will do our best to find a mortgage product that suits your personal needs.

Conforming Loans*
Loans up to $417,000

Jumbo Loans*
Loans up to $600,000

* Lower rates possible with discount fees where applicable. (1/8% per 1 pt.)

** 1% discount point added to purchase/refinance rehabilitation projects.

• Long term rate lock available.
• Free Pre-Approvals – no phone applications, written applications only.
• Private Mortgage Insurance (PMI) required on loans with less than 20% down payment.
• Tax Escrow – Optional with 20% down. No additional escrow waiver fee for 1 yr., 3/1, 5/1, 7/1 and 10/1 adjustable rate products.
• Construction Loans – perm loans one closing – one set of closing costs – 80% LTV