Emerald Bank is committed to serving all your Banking needs. We know you'll appreciate the simplicity of our personal checking products. All of our personal checking products offer:
Unlimited check writing ability without any per item/transaction fees
FREE ATM/Debit card
First order of Emerald Checks provided at no cost
Free Checking
This non-interest bearing account caters to everyone! With no minimum balance requirement and no monthly service charge, this account provides everything you need in a basic checking account without putting a dent in your wallet like some of the larger bank's checking accounts. Our checking accounts offer unlimited check writing and the convenience of an Emerald Visa Debit card.
Minimum to open this account is $50.
Unlimited ATM access at our machine.
Unlimited Point of Sale Credit transactions with our Emerald Bank Debit Card.
Emerald Checking pays a competitive interest rate (Current Rate) for your checking account funds without any monthly service fees if direct deposit of a payroll, Social Security, or recurring government check is established or a minimum daily balance of $500.00 is maintained. This account is perfect for individuals who prefer direct deposit or maintain a reasonable minimum account balance and like to keep their money working for them - not the bank.
Minimum to open this account is $50.
Minimum to earn interest is $100.
Minimum balance fee is $6.00.
Minimum daily balance to avoid fee is $500.
Unlimited ATM access at our machine.
Unlimited Point of Sale Credit transactions with our Emerald Bank Debit Card.
Direct deposit available.
Unlimited check writing per month.
First set of standard checks is free.
Simple interest accrual (Not compounded).
Emerald 50
Emerald 50 Checking is designed for individuals of 50+ age with competitive interest rate (Current Rate) without any monthly service fees if direct deposit of a payroll, Social Security, or recurring government check is established or a minimum daily balance of $100.00 is maintained. This account is perfect for individuals who prefer direct deposit or maintain a reasonable minimum account balance and like to keep their money working for them - not the bank.
Minimum to open this account is $50.
Minimum to earn interest is $100.
Minimum balance fee is $6.00.
Minimum daily balance to avoid fee is $100.
Unlimited ATM access at our machine.
Unlimited Point of Sale Credit transactions with our Emerald Bank Debit Card.
Direct deposit available.
Unlimited check writing per month.
First set of standard checks is free.
Simple interest accrual (Not compounded).
Money Market Accounts
This flexible account provides a higher rate of interest than the majority of our other savings products, with a lot of the benefits and same great features of our checking accounts. Our Money Market Account offers:
Limited check writing and account transfer ability
First order of Emerald Checks provided at no cost
Daily compounding of interest
Monthly Account Statements
Interest posted monthly
Emerald Investor Money Market Account
This account provides you the greatest flexibility. You can open an Emerald Investor MMA with a minimum investment of only $1,000. Interest (Current Rate) on this account is compounded daily and posted to your account on a monthly basis. With it's low minimum balance requirement to avoid monthly service fees, this account is perfect for starting that nest egg when you still may need ready access to your funds for emergencies.
Minimum to open: $1,000.
Minimum balance fee; $6.00.
Minimum balance to earn interest: $1,000.
Minimum balance to avoid fee $1,000.
Daily interest accrual (Compounded).
First set of standard checks is free.
Transfers from MMA limited to six(6) per statement cycle.
Excessive transaction fee of $1.00 for each occurrence after six (6).
No ATM or Debit card access for this account.
The number of transactions per month is limited in this account 6 per month with no more than 3 of those by check or draft. This information is not intended to be a comprehensive disclosure statement. For complete account information, please contact a Customer Service Representative.
* This information is not intended to be a comprehensive disclosure statement. For complete account information, please contact a Customer Service Representative.
