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Adjustable Rate Mortgage
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Lower initial interest rate and payments than other mortgage loans. Rate will adjust periodically with market conditions for the remainder of the loan. For more information on mortgages go to our Mortgage Loan Center. |
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| Fixed Rate Mortgage |
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Designed for easy monthly budgeting. The monthly payment and the interest rate remain the same throughout the loan. For more information on mortgages go to our Mortgage Loan Center. |
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| Home Construction & Renovation |
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To finance the construction costs of a primary, single family property or for major renovations to an existing property. When construction is completed, the loan can be converted to a fully amortizing mortgage. For more information on mortgages go to our Mortgage Loan Center. |
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| New or Used Vehicle |
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Designed specifically for the purchase of a new or used car, truck, boat, recreational vehicle or motorcycle. |
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| Home Equity Loans |
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Emerald Bank's Home Equity Loan is more than just an equity line of credit... it is a financial planning tool designed to help you manage life's financial challenges. Our equity line of credit provides you a source of flexible financing as you need it?on your terms! With both variable rate and fixed interest rate options available, our second mortgage equity line of credit allows for:
- Multiple loan disbursements
- Revolving line of credit
- Convenience of writing checks to advance on your home equity
- Lower rates than on most consumer loans or credit cards
- Tax advantages not available with most consumer credit (consult your tax advisor)
Remodel your home, fund college expenses, or just reward yourself with that always wanted dream vacation. Whatever the financial need, it's there for you! Apply today and we will assist you in every way possible to help you to reach your financial needs and lifetime goals.
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| Home Equity Line of Credit |
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A flexible, revolving line of credit that allows you to borrow against the equity in your home in just the amounts that you need at the time you need it. |
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| Personal Need |
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Fixed term, simple interest loan designed for a specific need. Can be either secured, with a wide range of collateral choices, or, under certain circumstances, unsecured. |
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| Second (2nd) Mortgages |
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Emerald Bank's Second Mortgage Loan is designed for those one time home improvement plans. Have you always wanted a pool in the back yard, to remodel your kitchen, or add on a Florida room? Whatever your home improvement plans, Emerald's second mortgage is a perfect way to accomplish your dreams while locking in a fixed interest rate and a fixed loan payment. |
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